About us

Giving you Clarity around your financial situation, giving you back Control of your financial path and Collaborating with you on the journey ahead.

Understanding your situation

Getting to know you and your situation is key to successful planning. As a Family-Owned business, we understand the struggles that you face, both at work and at home. We ask about a lot of things designed to help paint a picture of “where you are at”, on which strategies and personal advice can be built to provide for your retirement.

Simple fee structure

We started the business with one premise, valuable advice for a fixed fee. We agree with you on the work to be undertaken, and the fee for the service that we will charge. This fee depends on the complexity and value of the advice to be provided and is quoted and agreed prior to any commitment from you. This may seem simple, but it provides you with transparency that percentage-based fees may not provide.

The Team

A down to earth team providing experience, and professional advice.

Tim Bone Principal/Managing Director

Tim is in his 29th year as a Financial Planner…and has the grey hair to show for it.

He is married to Monique (who also has the grey to prove it) and is the proud father of two professional daughters, who form the backbone to the business…and he has the grey hair to show for it.

After 17 years honing his skills with some of the largest accounting groups in Qld, he decided to hang his own shingle so that he could re-focus on family, and “Three Chairs Financial Services” was born.

With a focus on Small Business Succession Planning, Strategic Retirement Planning and Superannuation, Tim brings a practical approach to an oftentimes complicated situation.

As a Certified Financial Planner (CFP), accredited SMSF adviser, and having a Bachelor of Business (Accounting) Degree, Tim is well placed to deal with all manner of retirement planning and succession planning advice.

As with many ideas, the business name was developed with friends and family around the dinner table after a few wines. The three “C’s” refer to Clarity, Control and Collaboration.

“I get a real buzz from the look on client’s faces when the “tumblers” all click into place, and the joy as they realise that we can help them meet their goals”.

TJP Private Client Services Pty Ltd T/A Three Chairs Financial Services is a Corporate Authorised Representative of Personal Financial Services Ltd ABN26098725145, AFSL 234459, Level 10, 88 Phillip Street, Sydney NSW 2000.

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